Cheap Baton Rouge Auto Insurance

Cheap Car Insurance Baton Rouge LA

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Are you searching for cheap auto insurance in Baton Rouge? If so we can help.

Just put your zip code in the box provided above, and get started getting personalized quotes from several insurance companies offering cheap car insurance in Baton Rouge LA.

Look and compare, then decide where your money is best spent. We think you'll agree with the thousands who've used our site to save money on their auto insurance over the last eleven years. Getting and comparing low rate quotes from a number of cheap auto insurance providers has proven to be the best way to save the most money on your vehicle coverage. It's the #1 way to save the most money on your total automobile expenses. Don't settle for anything less than the lowest rate available from a major insurer.

Vehicle Inspection Required

In the state of Louisiana, there is a requirement that every car, truck, motorcycle, and trailer (including boat trailers) be inspected in order to legally operate on the streets and highways. Each of those must visibly show a valid motor vehicle inspection sticker.

Every location where the inspections may be performed displays an orange sign reading "Louisiana Motor Vehicle Inspection Station."

Some cities have special locations provided for obtaining the inspection and sticker. Those cities are New Orleans, Kenner, and Westwego, which have their own program.

Insurance and Vehicle Registration

In order to register a vehicle in Louisiana, proof of insurance must be provided at that time. The types of proof that will be accepted are

- copy of insurance ID card
- copy of insurance policy
- insurance binder
- copy of declaration page
- written statement on company letterhead

Mandatory Insurance Coverage Requirements

Every motor vehicle operating on the streets and highways of Louisiana is required to carry liability insurance coverage. The only vehicles exempted are parade vehicles, buses owned by the cities, and state-owned vehicles.

Coverage required are:

$15,000 for injury or death to one person

$30,000 total for injury or death in one accident

$25,000 for property damage

This is commonly referred to as 15/30/25 coverage in Baton Rouge.

No Pay - No Play

Uninsured motorists are not allowed to collect the first $25,000 of property damages or the first $15,000 of injury funds from an auto accident because of a law in Louisiana. It does not matter who caused the accident. An uninsured motorist will not be allowed to collect those funds because of failure to obey the law to be insured.

If a motorist is asked to show proof of insurance by an officer but cannot produce the proof, that vehicle can be impounded on the spot. Or the license tag can be removed and a sticker placed on the back windshield of the vehicle. Following that, the driver will be given three days to provide proof of insurance. That proof must be taken to the Office of Motor Vehicles.

Excluded Driver:

It is allowed in Louisiana to exclude a driver in the household from an auto insurance policy if that person will not be driving the automobiles. However,it is very important that any person who will be driving a household vehicle be included on the policy.

Otherwise, the company is not responsible to pay any claim for an accident in which the household driver is not included on the policy.

Your Credit History and Car Insurance

It is perfectly legal in the state of Louisiana for an auto insurance company to use a person's credit history to help determine insurance policy premiums.

However, it is not legal to solely use the credit history for purposes of determining a premium. Other factors must also be used, such as age, car type, miles driven annually, former insurance, etc.

Thanks for allowing us the opportunity to share this information with you.

It is our belief that an informed consumer makes the best choices. Take advantage of the form above and input your zip code in the box.

Get started getting the quotes to compare. Then choose what works best for you and your family.

With so many car insurance sources available, it is quite an undertaking to even begin searching for the lowest rates where you live in Baton Rouge. Comparing quotes is the only way to get the cheapest auto insurance rates in Baton Rouge, LA.

We can also appreciate the fact that you might prefer to get your car insurance in Baton Rouge from a local agent, so we've provided the following information for your benefit. You can easily contact these local folks or drop by for car insurance quotes.

Auto Insurance Agents In Baton Rouge LA:
A J Mclin Insurance
5353 Jones Creek Rd #5
Baton Rouge, LA 70817

Bryson Insurance
6421 Perkins Rd Bldg B
Baton Rouge, LA 70808

John Hendry Insurance
1200 S Acadian Thruway #117
Baton Rouge, LA 70806

Kim Hebert Insurance Agy
11838 S Harrells Ferry Rd
Baton Rouge, LA 70816

Donald J Plaisance & Assoc
11940 Bricksome Ave
Baton Rouge, LA 70816

David L Hoffman Ins Agcy Inc
11175 Florida Blvd
Baton Rouge, LA 70815

Murphy Insurance Agency
11746 S Harrells Ferry Rd
Baton Rouge, LA 70816

Banner Insurance Agency
5559 Plank Rd
Baton Rouge, LA 70805

Prime Insurance Group
8211 Goodwood Blvd
Baton Rouge, LA 70806

Snelling & Snelling Insurance
4041 Government St
Baton Rouge, LA 70806

Louisiana Co
801 North Blvd
Baton Rouge, LA 70802

Direct General Insurance
11748 Coursey Blvd
Baton Rouge, LA 70816

Long Wilcox Insurance
2137 Quail Run #C
Baton Rouge, LA 70808

Mcinnis Tyner Insurance
7814 Office Park Blvd #200
Baton Rouge, LA 70809

Beard Insurance & Financials
12524 Jefferson Hwy
Baton Rouge, LA 70816

Insurance Network Of Louisiana
4606 Bluebonnet Blvd
Baton Rouge, LA 70809

State Farm Insurance
2077 Oneal Ln
Baton Rouge, LA 70816

Gama Insurance
6031 Siegen Ln #I
Baton Rouge, LA 70809

Shelter Insurance
12646 Jefferson Hwy
Baton Rouge, LA 70816

5454 Bluebonnet Blvd
Baton Rouge, LA 70809

Hayes Insurance Agency Inc
1455 Curtis St
Baton Rouge, LA 70807

Golden Star Insurance
4580 Bluebonnet Blvd
Baton Rouge, LA 70809

Liberty Mutual
9100 Bluebonnet Centre Blvd
Baton Rouge, LA 70809

ABC Insurance
11420 Airline Hwy
Baton Rouge, LA 70816

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