Cheap Auto Insurance in Chattanooga

Cheap Car Insurance Chattanooga TN

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Getting cheap auto insurance in Chattanooga TN just got easier. Whether you need cheap full coverage insurance or are just looking for the cheapest liability insurance in Chattanooga, we can help. Getting and comparing low discount rates is the only way to get the cheapest insurance possible. Simply enter your zip code into the form above and get started now. In minutes you'll have rate quotes from insurers who want your business and provide the lowest rates available.

It was reported in a 2009 release on the website that a survey had been conducted to find out just how much Americans know about their insurance coverage. The insurance IQ quiz asked questions like: "Does your automobile insurance automatically cover a rental vehicle?"

The National Assoc. of Insurance Commissioners found that, on average, the 1,000 Americans surveyed could only answer 4 questions correctly out of 10. In a school setting, that would be an "F" grade.

Before the quiz, 60% of the participants felt very confident about the decisions they had made related to insurance. From this survey we see that you can feel strongly that you've made right decisions about your insurance, when in fact you might not be able to correctly answer basic questions about your plan.

Review Your Policy

Since circumstances in our lives are always changing, it is a very good idea to regularly go over your policy to see if you need to do any "fine-tuning" to meet your current needs. The coverage you have right now may have been good for you a couple of years ago, but are those coverage still good for you now?

You may have changed jobs, or gotten an increase in salary, or even been transferred to a different location with much different mileage demands getting to-and-from work each day. Maybe your daughter just moved to an apartment of her own. Each of those situations would call for a revamping of your auto insurance policy.

Take care of those changes now. Don't wait until you're having to file a claim, and then find yourself wishing you had taken care of business earlier.

Can You Answer

Only 62% of the Americans surveyed in the quiz mentioned earlier could answer this question.
Can you?

What are the top three factors that most impact the price of automobile insurance coverage?

The answer is: (1) your previous accident history,
(2) the safety features on your vehicle, and (3) your residence location (geography.)

How about this question:

Does auto insurance normally cover a rental car?

You may be surprised to find the answer is "no."

* FYI *

Did you know... if you loan your car to a relative who happens to wreck it, your insurance will most likely cover the accident.

If you gave the relative permission to drive your car, it would generally be the same as if you were driving the car yourself. Since insurance coverage stays with the vehicle, the accident should be covered.

Excluding a Driver:

If someone in your home is a high-risk driver, that person could cause your insurance premium to skyrocket. In the state of Tennessee, you are allowed to exclude that person from your auto insurance policy.

It is important to note that, should you exclude someone from your policy, they would not be covered under ANY circumstances... not even an emergency. Therefore, you should carefully consider that before excluding a household member from your policy.


Insurance companies use the following factors, as well as others, to determine insurance rates.

(a) your gender, (b) your driving record, (c) your marital status, (d) your age, (e) your prior insurance record, (f) your residence location, and (g) the annual number of miles driven.

Because those factors give the insurance company a clearer picture of the type of risk each driver poses, those factors help determine the premium amount you will pay for your insurance coverage.

Auto Insurance Agents In Chattanooga TN
Cornerstone Insurance
7348 E Brainerd Rd
Chattanooga, TN 37421

Tennessee Valley Ins.
6125 Preservation Dr
Chattanooga, TN 37416

Michael Hodges
3849 Dayton Blvd Suite 105
Chattanooga, TN 37415

Ramsey Family Ins.
5705 Marlin Rd
Chattanooga, TN 37411

Bob Standifer
4823B Highway 58
Chattanooga, TN 37416

Mcmahon Insurance Group
5805 Lee Hwy
Chattanooga, TN 37421

Associated Insurance Agency
1402 Altamaha St
Chattanooga, TN 37412

Linda J Dagnan
141 N Market St
Chattanooga, TN 37405

Reliance Partners Ins.
2515 E 43rd St
Chattanooga, TN 37419

A American Advantage Inc
4101 Dayton Blvd
Chattanooga, TN 37415

C G McCullough & Assoc.
8808 Fuller Rd
Chattanooga, TN 37421

Ladd & Associates
5512 Ringgold Road
Chattanooga, TN 37412

Barksdale Bonding & Ins.
651 E 4th St
Chattanooga, TN 37403

Michael Luffman
5030A Highway 58
Chattanooga, TN 37416

Jeanne Marie Meador
3871 Hixson Pike
Chattanooga, TN 37415

Henry Stockman
4202 Brainerd Rd
Chattanooga, TN 37411

Agency Insurance Group
6008 Shallowford Rd
Chattanooga, TN 37421

Lawhorn & Associates Ins.
5019 Rossville Blvd
Chattanooga, TN 37407

Sonya Jamison Locklin
480 Greenway View Dr
Chattanooga, TN 37411

American Truck Insurance
633 Chestnut St
Chattanooga, TN 37450

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