CHEAP AUTO INSURANCE IN VIRGINIA

Cheap VA Auto Insurance


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Cheapest Car Insurance in Virginia


Finding cheap Virginia auto insurance is now easier than ever. Using the internet lets you compare rates online and get the cheap New Jersey car insurance that we need. Use the zip code search form above to see just how easy it is to lower the cost your coverage with cheap auto insurance in Virginia.

Coverage
Bodily Injury Liability
Property Damage Liability
Requirements
25,000/50,000
20,000


Virginia joined the 21st Century with its HOV (High Occupancy Vehicle) legislation allowing hybrid vehicles to use those lanes on interstates 95, 395, 66 and the Dulles Toll Road. This is an extension of legislation until June 30, 2011. In order to qualify your hybrid vehicle to use these lanes during morning and afternoon rush hours, you have to acquire Virginia clean fuel plates, which are issued by the Virginia Department of Motor Vehicles. Some Virginia auto insurance carriers, also offer a reduction of rates between 5-10% on hybrid vehicles.

However, a hybrid vehicle owner must make sure he is properly tagged before using the HOV lanes because the fines for failure to comply with the law is stiff. The first offense is $125.00 and no demerit points added to your driving record. The second offense is 3 demerit points added to your driving record and a $250.00 fine. If there is anyone stupid enough to do it again, the fine is $500.00 and an additional 3 demerit points added to your record. And for the most audacious of the group, for the fourth offense the fine is $1000.00 and an additional 3 demerit points. By this time you have surrendered your license and you get to travel in the HOV lanes via bus. Plus, when it is time to renew your Virginia auto insurance, your rates have also increased due to your high demerit points on your driving record. It will take three years for you to remove those points, from the time of the conviction.

You can still drive green, without buying a hybrid vehicle, with the practice of good driving habits will keep your driving record clear of traffic violations, which are also grounds for reduced rates on your Virginia auto insurance. Keeping your car in good shape, maintaining it mechanically by changing its oil routinely, insuring your tires are properly inflated. If you carry sand or kitty litter around for winter driving, removing those items in non-winter months can increase your gas mileage by 1% per 100 pounds. Removing additional non-essential items from your car can further positively impact your mileage.

Converting your vehicle to burn alternative fuels may be another option to making your vehicle more green, and could qualify it for the HOV lane usage when the appropriate clean fuels license is purchased.

Auto theft concerns everyone. Damage or loss by theft is not covered with basic liability-only coverage. Additional Comprehensive coverage must be purchased for that protection. Choosing a vehicle that is seldom stolen is a good way to lower the chances of your loss.

Most Frequently Stolen Vehicles in Virginia
1  Honda Accord  2002
2  Ford Pickup (Full Size)  2004
3  Honda Civic  2013
4  Toyota Camry  2014
5  Nissan Altima  2015
6  Chevrolet Pickup (Full Size)  2003
7  Toyota Corolla  2013
8  Ford Explorer  2002
9  Jeep Cherokee/Grand Cherokee  2001
10 Chevrolet Impala  2006









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