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Ask people you know and trust what cheap inexpensive auto insurance they recommend. Find out if they've ever filed a claim and if so, how smoothly it went. Really cheap insurance doesn't amount to much if they offer horrible service. Get 5 or 6 quotes from different companies. Write down as much information as possible about each insurer, including quotes. If the agent or representative is not willing to answer your question it's probably not the company you want to buy insurance from. A lot of insurers factor in credit history when they calculate their rates. Unresolved issues in your credit history could affect your insurance rates.  
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