CHEAP AUTO INSURANCE in OHIO

Cheap Cincinnati OH Auto Insurance





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Cheap Car Insurance in Cincinnati



You can get fast quotes and save money with major insurers that offer coverage in Cincinnati.

Enter your zip code in the box above, we'll provide auto insurance companies offering the best low discount rates for you to compare and choose from.




Verify, Verify


It is extremely important to auto insurance companies that they have totally accurate information on file for each of their policyholders.

As well, each policyholder should occasionally examine his/her existing policy to see if there is a need to update information or make any changes that could save money.

And... it is imperative that an applicant for auto insurance give honest answers for each question asked on the application. Failure to divulge prior accidents or tickets constitutes fraud.





* FYI *

If you are an Ohio resident with questions or concerns about your auto insurance, you may call the consumer hotline at:

Ohio Department of Insurance

1-800-686-1526







Ohio Required Car Insurance Coverage


Minimum amounts of liability auto insurance coverage are required in Ohio if a person chooses to use auto insurance to fulfill the Financial Responsibility law.

Those minimum amounts are:

$25,000 Bodily Injury Liability coverage per person injured in any one accident

$50,000 Bodily Injury Liability coverage for all people injured in any one accident

$25,000 Property Damage Liability coverage for damage to another's property in an auto accident




What Factors Affect Your Auto Insurance Premium?


In 2015, there were 3,102 auto thefts in the Cincinnati metropolitan area. This figure is provided by the NICB (National Insurance Crime Bureau.) Protection against loss by theft is not covered by basic liability insurance. Comprehensive coverage must be carried to be protected against loss/damage by theft.

(1) If your vehicle is equipped with anti-theft devices, it can be more easily located if it should be stolen. Therefore, your premium may be reduced.

(2) Your driving record has a direct affect on rates. Accidents, traffic tickets, or DWIs in the last 3-5 years will probably raise your rate.

(3) The usual parking location at your residence can raise or lower premiums. On-street parking usually makes rates higher.

(4) Previously filed claims can make rates higher. More claims mean more risk for companies.

(5) The type of vehicle matters. Sports cars, convertibles, and SUVs cost more to insure.

(6) Safety devices lower rates. Side air bags, daytime running lights, and anti-lock brakes are examples.




Insurance Discounts Available in Cincinnati


Most insurance companies offer discounts to policyholders for various reasons. The discounts provided can often significantly lower auto premiums.

Some of the discounts include: Good Student Discount, Multi-Car Discount, Driver Education Course Discount, Multi-Line Discount, Safety Device Discount, Non-Smoker Discount.




Rental Car Coverage


Often a consumer makes the choice to rent a vehicle from a rental car company, whether for business use or for pleasure.

It is important that each of those consumers checks with his/her auto insurance company to determine if the insurance coverage on his/her personal auto policy will cover the rental car, too.

Never assume that, just because you have insurance coverage on your own motor vehicle, the coverage will automatically extend to a rental car.




We provide information here that will help you make wise choices regarding auto insurance where you live. Take advantage of the free quotes by inputting your zip above. Check out those quotes, then choose the policy that best fits your needs.
Using the Internet is the quickest and easiest way to compare premium rates from multiple auto insurance companies in Cincinnati. If you prefer to get your quotes from local Cincinnati auto insurance agents, please check the list below for an agency near you.
Auto Insurance Agents In Cincinnati OH:
BERLING INSURANCE
2260 Jefferson Ave
Cincinnati, OH 45212
513-502-1028

UNITED INSURANCE
11134 Kenwood Rd
Cincinnati, OH 45242
513-489-6422

JACK SNYDER
6235 Beechmont Ave
Cincinnati, OH 45230
513-231-8847

TOM HUELSMAN
901 Ohio Pike
Cincinnati, OH 45245
513-753-4300

DOUGLAS GILKEY
5753 Harrison Ave
Cincinnati, OH 45248
800-692-6326

MARK MIKLAUTSCH
3672 Springdale Rd
Cincinnati, OH 45251
513-385-0081

JUDY BAKER
8445 Beechmont Ave
Cincinnati, OH 45255
513-474-1800

CHARLES FREY
4472 W 8th St
Cincinnati, OH 45238
513-251-0112

NICK BROWN
11096 Reading Rd
Cincinnati, OH 45241
513-563-2541

INSURANCE WITH JAMES
6823 Betts Ave
Cincinnati, OH 45239
513-391-3387

WILKS INSURANCE
319 E Pete Rose Way
Cincinnati, OH 45202
513-266-7688

SHELLIE BURKE
4734 Vine St
Cincinnati, OH 45217
513-242-2777

PAUL BENEDICT AGENCY
6183 W Fork Rd
Cincinnati, OH 45247
513-598-5802

EUGENIA A GATES
230 Northland Blvd
Cincinnati, OH 45246
513-692-6326

SCHUBERT SCHEHR INS.
4141 N Bend Rd
Cincinnati, OH 45211
513-661-4439

SCOTT CLARK INSURANCE
3011 W Galbraith Rd
Cincinnati, OH 45239
513-521-0070

DOMINIC COSTANZO
800 Compton Rd
Cincinnati, OH 45231
513-522-5454

AMERICAN FINANCIAL
6006 Madison Road
Cincinnati, OH 45227
513-821-2470

BRAD MOELLER
11180 Reed Hartman Hwy
Cincinnati, OH 45242
513-489-5525

MIKE DAILEY
206 Burkhart Ave
Cincinnati, OH 45215
513-948-0520










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