CHEAP AUTO INSURANCE COLUMBIA SC

Cheap Columbia Auto Insurance

Cheap Car Insurance Columbia SC





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Looking for cheap auto insurance in Columbia, SC? If you don't compare low rate quotes from different companies, you may wind up paying too much.

We can help you find the lowest auto insurance rates in the Columbia SC area. Just enter your zip code in the box above and get started getting quotes from several major insurance providers in Columbia SC who want your business. Then you can compare the rate quotes and make an informed decision.

Don't spend your valuable time on the phone calling insurance agencies in Columbia SC. Let us do the legwork for you!




South Carolina Auto Insurance Required


In South Carolina, owners of vehicles are required to provide proof that any vehicle being operated on public roads is insured. When you register your vehicle in South Carolina and each time your vehicle registration is renewed, you are required to provide the name of your insurance company to the South Carolina Department of Motor Vehicles.

SCDMV will verify electronically that you have coverage. If the insurance policy for which you provided the information cannot be verified, your driver's license and your vehicle registration may be suspended or never issued.

If a law enforcement officer stops you, it is required that you produce proof that the vehicle you are operating is insured. If you fail to produce that proof, the officer may write you a citation. You may also be subject to a fine and/or imprisonment.

State Minimum Car Insurance Coverage

The required minimum amount of liability insurance coverage for a vehicle in South Carolina is $25,000 for bodily injury for one person; $50,000 bodily injury for two or more people and $25,000 property damage.

25,000 /50,000 /25,000





Insurance Cancellation


The law in South Carolina requires that insurance companies notify the Department of Motor Vehicles when a liability insurance policy is cancelled. The notice (called the Notice of Cancellation of Policy - Form FR-4) is forwarded to SCDMV and then forwarded to the owner. The owner is then required to update SCDMV with current insurance information or surrender the vehicle plate/registration.

If the owner fails to submit verification that the vehicle is currently insured (or otherwise advise the department of the current disposition,) that will result in the suspension of the owner's driver's license and the vehicle plate/registration. If those are suspended, the owner may be required to pay a reinstatement fee up to $400.00.




Use Caution in Work Zones


Speed limit changes often occur in work zones. Most of the time, motorists will be notified of those changes as they approach a work zone. Those speed limit reductions are intended for the safety of the workers and motorists. If there are no reduced speed limit signs, drivers should obey the normal speed limit.

Tips For Entering A Work Zone:

1. Slow Down. Obey all posted speed limits.

2. Follow posted sign instructions as well as those given by a flagger.

3. Pay attention to lane shifts and closures. They can change daily.

4. Use extra caution in a work zone at night.

5. Observe traffic around you. Prepare to react quickly to what traffic is doing.

6. Keep a safe distance between you and any traffic barriers, construction equipment and workers.

7. Don't Tailgate.




Motor Home Owners


If you will be operating a motor home that weighs more than 26,000 lbs. gross vehicle weight, you MUST obtain a Class E license through the State of South Carolina. Further, if you will be operating a motor home that weighs more than 26,000 and will also be towing a trailer or other vehicle, you must have a Class F license.

For more information about Class E and Class F licenses, please see the South Carolina Department of Motor Vehicles website.





* FYI *

There were 2,779 vehicle thefts in the Columbia SC metropolitan area in 2014.

This figure is provided by the NICB (National Insurance Crime Bureau.)







When you request quotes, you should be aware that there are several factors which contribute to the final quote given by each insurance company. One of the main factors is the number of automobile thefts in your area. A few of the other factors are:

- your driving history
- your vehicle type
- where your automobile is regularly parked
- high-risk drivers in your household




Save Money on Auto Insurance in Columbia SC:


* * Do not buy a car that thieves often steal.

* * Increase your deductibles

* * Don't pay monthly. Instead pay quarterly, semi-annually, or annually.

* * Remove all risky drivers from your policy.

* * Buy a car with safety features, such as an alarm system or steering wheel lock.




Thank you for visiting our site. We want you to get all the information you can about auto insurance in Columbia SC to make a quality decision. Enter your zip code in the form above and get started getting the quotes you need. Then purchase the policy that's right for you!



Auto Insurance Agents In Columbia, SC:
Klosterman Insurance
10248 Two Notch Rd
Columbia, SC 29229
803-736-6161


Russell-Massey & Co
1320 Elmwood Ave
Columbia, SC 29201
803-779-7854


Wise Insurance Agency
607 Meeting St
Columbia, SC 29269
803-794-2009


Mike Boyd Insurance
5205 Forest Dr Suite 2
Columbia, SC 29206
803-738-7002


Garris Insurance Agcy
2300 Devine St
Columbia, SC 29205
803-799-1618


Isaac Insurance Agcy
1920 Bull St
Columbia, SC 29201
803-779-6650


Sauls Insurance
4064 W Beltline Blvd
Columbia, SC 29204
803-256-8983


All Risk Auto Agcy
7384 Two Notch Rd
Columbia, SC 29223
803-788-3636


Bully Farr Insurance
4240 W Beltline Blvd
Columbia, SC 29204
803-254-0229


Abercrombie Insurance
2211 Lake Murray Blvd
Columbia, SC 29212
803-454-9146


David A Perry & Assoc
4240 W Beltline Blvd
Columbia, SC 29204
803-254-0229


The Brunetto Agency
10008 Two Notch Rd
Columbia, SC 29223
803-699-3007


Breedlove Insurance
3012 Millwood Ave
Columbia, SC 29205
803-252-2903


Lawrence C Farley
108 Greystone Blvd
Columbia, SC 29210
803-765-2886


Theodore & Assoc
1700 Laurel St
Columbia, SC 29201
803-799-9979


Gary Williamson Ins
132 Harbison Blvd
Columbia, SC 29212
803-749-1279


Consultative Ins Grp
776 Saint Andrews Rd
Columbia, SC 29210
803-772-6969


Chichester Ins Agcy
7340 Parklane Rd
Columbia, SC 29223
803-748-9494


The Heard Agency
5350 Farrow Rd
Columbia, SC 29203
803-735-9999


Lawrence Farley Agcy
8313 Two Notch Rd
Columbia, SC 29223
803-788-4211









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