CHEAP AUTO INSURANCE in EVANSVILLE IN

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Cheap Car Insurance Evansville IN




Looking for the cheapest auto insurance rates in Evansville IN? We can certainly help in that department.

We provide quotes from several auto insurance companies in Evansville IN. You can then pick a policy that best fits your needs and your budget at a price you can afford.

Do not delay. Time is money. You can start your new policy right away, and then cancel your old policy and request a refund of the unused premium.

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Auto Insurance Required By Law


Anyone who drives a motor vehicle in the State of Indiana without valid liability insurance on the vehicle is breaking the law. Any person caught driving without valid auto insurance is subject to a 90-day suspension of his driver's license. If a person is caught breaking that law more than once in a three-year period, a court may impose a one-year suspension of the license.

There are certain instances in which a motorist in Indiana will be required to submit proof of insurance to the Bureau of Motor Vehicles. The person's insurance company will be required to electronically submit the proof. Some situations requiring this are:

(1) In the case of a misdemeanor or felony traffic violation

(2) Receiving a 3rd traffic ticket within a year of getting 2 other traffic tickets

(3) When anyone whose license was previously suspended for not providing proof of financial responsibility commits another traffic violation

(4) When a driver causes an accident that results in death, injury, or property damage that exceeds $1,000

Indiana requires by law minimum auto insurance coverage of 25/50/10. What does 25/50/10 have to do with your Indiana car insurance? It means that by law you are required to carry coverage on your vehicle of at least 25,000USD in bodily injury liability per person, $50,000USD total bodily injury liability per accident. The $10,000USD is the minimum requirement for property damage liability limit per accident. With the increasing costs of cars, auto repair and medical care today, we recommend much higher coverage when purchasing auto insurance in Evansville Indiana. This make comparing various rates to get cheap auto insurance in Evansville, mandatory for keeping your auto expenses as low as possible.





Driver Safety Course

Judges in the State of Indiana have the authority to order a driver who has committed a traffic violation to attend a driver safety course. Sometimes judges choose this as an alternative to suspending the person's driver's license.

The Driver Safety Course provided by the Bureau of Motor Vehicles includes options for doing the course work online, through classroom instruction, by video, and by workbook. If the offender does not complete the course work within the alloted time, that person's driving privileges will be suspended.

Once the course is taken and completed, it can take between 7 to 10 business days for the completion results to be processed. That allows time for grading, mailing, transmitting, processing, and recording by the vendor of the program, as well as the BMV.






Money Saving Tips:


- Reduce annual mileage driven. Less miles, less risk, cheaper coverage.

- Don't buy a car that thieves often target.

- Remove risky drivers from insurance policy.

- Raise your deductibles.

- Remove unnecessary coverages.

- Only pay semi-annually, quarterly, or annually.

- Add safety/security features, such as an alarm system, OnStar.




Driver Classifications:


Many different factors are used by auto insurance companies to classify drivers. Some of those factors are:

(a) age,
(b) driving record,
(c) gender,
(d) marital status,
(e) former insurance record,
(f) residence location,
(g) total number of annual miles,
(h) credit report.

Statistics have proven that drivers with certain characteristics are far more likely to be involved in an automobile accident. So insurance companies charge drivers with those characteristics higher premium rates.

There are some things over which you have no control, such as your age or gender. But one thing is certain. You can definitely control the way you drive and the type of automobile you choose to drive. Those factors alone can help reduce your insurance costs.




We encourage you to gain as much knowledge as possible about the factors that govern auto insurance rates. That will enable you to make an informed decision when choosing your policy.

Don't Forget ...
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Auto Insurance Agents/Agencies In Evansville, IN:

Raben Insurance
4245 Bromm Rd
Evansville, IN 47720
812-204-0849


Volkman/Shepherd Insurance
5225 Pearl Dr #F
Evansville, IN 47712
812-426-1967


Dean Webster Insurance
1213 Washington Sq
Evansville, IN 47715
812-454-4913


Crosspointe Insurance
1101 N Royal Ave
Evansville, IN 47715
812-401-7556


Heston Insurance Agency
2029 Washington Ave
Evansville, IN 47714
812-479-3141


Archer Insurance
2603 N 1st Ave
Evansville, IN 47710
812-464-3633


Affordable Insurance
6240 E Virginia St Suite B
Evansville, IN 47715
812-479-3940


Kevin Helming
2612 E Morgan Ave
Evansville, IN 47711
812-477-5206


Allstate Insurance
12500 Highway 41 N Suite 5
Evansville, IN 47725
812-867-3700


Met Life
1006 E Diamond Ave Suite 9
Evansville, IN 47711
812-467-3193


State Farm Insurance
320 Eagle Crest Dr
Evansville, IN 47715
812-474-7700


Shelter Insurance
4904 Temple Ave
Evansville, IN 47715
812-428-0300


American Family Insurance
4816 W Lloyd Expy
Evansville, IN 47712
812-464-5500


Farmers Insurance
525 N Green River Rd
Evansville, IN 47715
812-319-2809




Douglas Bays & Associates
2820 Lincoln Ave
Evansville, IN 47714
812-479-1928


Kassenbrock Insurance
2603 N 1st Ave
Evansville, IN 47710
812-464-3633


Shannon Insurance Agency
2811 N 1st Ave
Evansville, IN 47710
812-437-4000


Cason Insurance
209 E Eichel Ave
Evansville, IN 47711
812-464-5556


Maverick Insurance
1005 E Walnut St
Evansville, IN 47714
812-425-5555


Manuel A Ramirez Insurance Agency
4709 Theatre Dr
Evansville, IN 47715
812-477-8882


Acceptance Insurance
3200 N Saint Joseph Ave Ste D
Evansville, IN 47720
812-425-2024









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