CHEAP AUTO INSURANCE IN INDIANA

Cheap Fort Wayne IN Auto Insurance

Cheap Car Insurance in Ft Wayne





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Need to find inexpensive auto insurance in Fort Wayne Indiana, but don't know where to turn? This is the place!

Our web site is designed to give you vital information concerning automobile insurance for Ft Wayne ... and you can even get quotes from several companies to compare and choose the best policy.

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Required Auto Insurance Coverage


The law in Indiana specifies that anyone who operates a motor vehicle without having a liability insurance policy actively in effect on that vehicle is subject to a 90-day suspension of his driver's license or to a one-year suspension if he has already been convicted of the same offense in the prior three-year period.

It certainly benefits any driver to be certain that he has current insurance coverage because of the costly process for reinstatement after suspension.

To get the driver's license reinstated, a person has to pay a reinstatement fee that ranges from $150 up to $300. The amount depends on whether the offense is a first-time, second, third, or higher offense. To get the reinstatement also requires proof of current insurance with a signature of an agent or other representative of the insuring company.




Minimum Car Insurance Coverage


The minimum liability insurance coverage amounts allowed by law in the state of Indiana are as follows:

- $25,000 liability coverage for bodily injury to 1 person in any one accident

- $50,000 liability coverage for bodily injury to 2 or more persons in any one accident

- $10,000 liability coverage for property damage in one accident

Each new auto liability policy written in Indiana is required to include uninsured motorist and under-insured motorist coverage in the following amounts:

- $25,000/$50,000 uninsured motorist bodily injury coverage

- $10,000 property damage coverage

- $50,000 under-insured motorist bodily injury coverage

If a person chooses, they may reject the uninsured motorist and under-insured motorist coverage, but must do so in writing.





Car Type Affects Insurance Rates

The type of car you drive definitely affects your premium rate. Consider the following statistics:

Two-door cars are stolen 93% more than four-door cars.

The Chevrolet Corvette is stolen over 5 times more than the average theft rate.

The chance of a Toyota Celica being stolen is 67% more than a Toyota Camry.

These cars tend to consistently be in the top 10 list of stolen vehicles -

Honda Accord, Chevrolet Impala, Ford Taurus, Dodge Pickup, Chevrolet Malibu, Chevrolet Pickup, Ford F-150. Auto theft is a major problem. Protection against loss by theft is not covered by basic liability insurance. Comprehensive coverage must be purchased for protection against loss/damage by theft. The total number of stolen vehicles reported in the Fort Wayne, IN Metropolitan Statistical Area was 511 in 2015, ranking it 251st in most stolen vehicles per capita nationwide according to information from the National Insurance Crime Bureau (nicb.org).






Saving Money on Auto Insurance:


* Do not buy a car that thieves often steal.

* Do not pay monthly unless by automatic withdrawal.

* Remove risky drivers from your policy.

* Add safety features such as an alarm system.

* Drop unnecessary coverage.

* Raise deductibles.




Review
:

It is always a good idea to sit down and review your auto insurance coverage on a regular basis. Perhaps you should set a mental date on your calendar so you can remember to do this review each year on the same day.

You will want to take into account whether you have changed the number of miles you drive annually. If your office relocated to a location closer to your home, your premium may drop. Likewise, if you now work from home, your rate should definitely drop since you no longer commute to work.

Do you still need comprehensive and collision coverage on all your vehicles? If you have an older car, it may be costing you more for those coverage on that older vehicle than it is worth.

Have any of your children married and moved out of your house? That should reduce your premium.

Maybe you have downsized your life, and your assets are much less. If so, you might not need to carry as much liability insurance coverage. But if you have more assets to protect, perhaps you should consider increasing that amount.

These are some areas that you will want to review periodically.




We believe you have made a wise decision to visit our site and take advantage of the quotes we can provide you.

Don't forget to enter your zip code in the box above!




Auto Insurance Agents In Fort Wayne
Capital Insurance
5201 W Jefferson Blvd
Fort Wayne, IN 46804
260-444-5390


Brett Hess Insurance Svc
3726 New Vision Dr
Fort Wayne, IN 46845
260-969-6610


Insurance Shoppe of Leesburg
101 Van Buren
Fort Wayne, IN 46802
260-453-3208


Larry R Elliott Insurance
7529 W Jefferson Blvd
Fort Wayne, IN 46804
260-434-1952


SourceOne Insurance
6628 Constitution Drive
Fort Wayne, IN 46804
260-436-3544


InsureOne
414 E Pettit Ave
Fort Wayne, IN 46806
260-267-3944


Andrew Parrot Insurance
1320 Lakeland Cove
Fort Wayne, IN 46825
260-490-4248


Star Insurance
2130 E Dupont Rd
Fort Wayne, IN 46825
260-467-5690


Colligan & Co
3737 Lake Ave #1
Fort Wayne, IN 46805
260-424-1555


Imel Insurance Agency
2700 Lower Huntington Rd
Fort Wayne, IN 46809
260-747-6186


G. A. MacDonald Associates
2200 Lake Ave #120
Fort Wayne, IN 46805
260-422-5377


Ball Group
4534 S Calhoun St
Fort Wayne, IN 46807
260-456-1144


Kemerly Insurance
1302 Saint Joe Center Rd
Fort Wayne, IN 46825
260-302-1580


State Farm Insurance
2250 Lake Ave
Fort Wayne, IN 46805
260-424-0960


Farm Bureau Insurance
10307 Dupont Circle Dr
Fort Wayne, IN 46825
260-489-0709


Tom Steckler Agency Inc
10432 Coldwater Rd
Fort Wayne, IN 46845
260-338-0338


Ritter & Sheehan Ins.e
405 Lower Huntington Rd
Fort Wayne, IN 46819
260-747-1502


Kevin Faus Agency
839 Mill Lake Rd Ste 100
Fort Wayne, IN 46845
260-637-2111


Stoller-Dunham Insurance
5606 Lake Ave
Fort Wayne, IN 46815
260-749-4970


Ruoff Insurance Inc
1110 E Dupont Rd
Fort Wayne, IN 46825
260-497-0800


Nationwide Insurance
2930 Shallowbrook Dr
Fort Wayne, IN 46814
260-676-2255


Met Life
2726 Maplecrest Rd
Fort Wayne, IN 46815
260-485-1136


Farmers Insurance
7529 W Jefferson Blvd
Fort Wayne, IN 46804
260-434-1952


American Family Ins.
12209 Liberty Mills Rd
Fort Wayne, IN 46814
260-459-0011









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