CHEAP AUTO INSURANCE in LINCOLN NE

Cheap Lincoln Auto Insurance

Cheap Car Insurance Lincoln NE

We have a hunch that you are probably paying far too much for your automobile insurance in Lincoln.

How do we know?

Because most people have not compared quotes from other companies in a very long time. Without doing that, you have no way to know if you are overpaying for your car insurance in Lincoln NE. 2011 is expected to see auto insurance rates skyrocket nationwide. Save some serious money and get cheap coverage now.

Eligible For Discounts?

You may be eligible for discounts on your auto insurance premium. Check to see if you are eligible for any of the following:

(a) Safe Driver Discount - Some companies reduce a premium if the insured person has had no tickets or accidents for a certain length of time.

(b) Multi-Car Discount - If there are two or more vehicles insured, often a discount is available.

(c) Multi-Line Discount - Having a homeowner's policy, along with an auto insurance policy, with the same company may qualify for a discount.

(d) Non-Smoker Discount - Healthy living choices may allow a driver to receive policy discounts.

Financial Responsibility

All registered motor vehicles in the state of Nebraska must have proof of financial responsibility. Most people choose to carry automobile liability insurance to provide that proof.

There are minimum amounts of liability insurance allowed by law in order for a motor vehicle to legally be operated on the roads and highways in Nebraska. Those amounts are as follows:

$25,000 bodily injury liability coverage, which will pay in the event of injury or death to 1 person in any 1 accident.

$50,000 total paid for bodily injury liability coverage in the event of injury or death to 2 or more persons in any 1 accident (but not more than the previously mentioned $25,000 for any 1 person.)

$25,000 property damage liability coverage to pay for damage inflicted on someone else's property in an accident.

Certificate of Insurance

An insurance company must provide a Certificate of Insurance to each person who purchases auto insurance in the state of Nebraska.

That certificate must contain the following:

(1) All insured parties' names

(2) Insurance company's name

(3) Policy number

(4) Make of vehicle

(5) Model of vehicle or last 3 numbers of VIN

(6) Year of vehicle

(7) Coverage beginning date and expiration date

If You Are In An Accident:

* Call police so a record can be filed

* Providing you are physically able to, exchange information with the other driver. For example, insurance information, name, address, driver's license number

* Take photos if at all possible

* Get witnesses' names, addresses, and phone numbers

* Notify your insurance company as soon as possible

To Get An Accident Report...

A copy of the investigating officer's report may be obtained by purchasing a certified copy for $15. To request a report, you should include the following:

(a) Date of accident

(b) Location, including county

(c) Driver's name

(d) Check or money order for $15

The above should be sent to:
Highway Safety
PO Box 94669
Lincoln, NE 68509

We truly hope you will take advantage of the quotes we make available for you.

By entering your zip code in the box above, you will receive multiple quotes that will enable you to make a quality decision concerning your auto insurance policy.

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