How do we know?
You may be eligible for discounts on your auto insurance premium. Check to see if you are eligible for any of the following:
(a) Safe Driver Discount - Some companies reduce a premium if the insured person has had no tickets or accidents for a certain length of time.
(b) Multi-Car Discount - If there are two or more vehicles insured, often a discount is available.
(c) Multi-Line Discount - Having a homeowner's policy, along with an auto insurance policy, with the same company may qualify for a discount.
(d) Non-Smoker Discount - Healthy living choices may allow a driver to receive policy discounts.
All registered motor vehicles in the state of Nebraska must have proof of financial responsibility. Most people choose to carry automobile liability insurance to provide that proof.
There are minimum amounts of liability insurance allowed by law in order for a motor vehicle to legally be operated on the roads and highways in Nebraska. Those amounts are as follows:
$25,000 bodily injury liability coverage, which will pay in the event of injury or death to 1 person in any 1 accident.
$50,000 total paid for bodily injury liability coverage in the event of injury or death to 2 or more persons in any 1 accident (but not more than the previously mentioned $25,000 for any 1 person.)
$25,000 property damage liability coverage to pay for damage inflicted on someone else's property in an accident.
An insurance company must provide a Certificate of Insurance to each person who purchases auto insurance in the state of Nebraska.
That certificate must contain the following:
(1) All insured parties' names
(2) Insurance company's name
(3) Policy number
(4) Make of vehicle
(5) Model of vehicle or last 3 numbers of VIN
(6) Year of vehicle
(7) Coverage beginning date and expiration date
A copy of the investigating officer's report may be obtained by purchasing a certified copy for $15. To request a report, you should include the following:
(a) Date of accident
(b) Location, including county
(c) Driver's name
(d) Check or money order for $15
PO Box 94669
Lincoln, NE 68509
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