Cheap Little Rock Auto Insurance

Cheap Car Insurance in Little Rock

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Most consumers have not taken the time to find out if they are paying too much in Little Rock for their auto insurance. It just takes a few minutes on our site.

If you will input your zip in the box above, we can get several quotes from various companies for you. That will allow you to compare your present company's rate to see if you can save money with another company.

Your Credit Information and
Auto Insurance Rates

Past history with some insurance companies has shown that individuals with certain information in a credit report are more likely to file an insurance claim.

Because of that historical proof, insurance companies believe that those individuals should pay more for their insurance. The law allows insurance companies to view an applicant's credit report in order to determine if the individual falls into that category.

Rental Car Covered?

Each insurance company's policy concerning rental car coverage can vary.

Therefore, it is important that you check with your insurance company before renting a car to determine if your policy will cover the rental car, you, and anyone you many injure in an accident.

Do not merely assume you know, then find out differently in an accident.

Do Costs Go Down?

Some consumers are under the mistaken idea that the premiums they pay to cover physical damage to their vehicle should go down as their vehicle gets older.

But the reality is that the cost of repairing a vehicle does NOT go down as the vehicle gets older. So premiums do not drop for that reason.

Minimum Auto Insurance Coverage

Liability coverage is mandatory on motor vehicles in the state of Arkansas. That coverage will pay for claims to others when you are "at-fault" in an accident.

Minimum required by law is:

$25,000 bodily injury to another person

$50,000 bodily injury total per accident

$25,000 property damage for another's property. This type of insurance doesn't cover you, your passengers or your vehicle in the event of an accident where you are "at fault".
Financed vehicles will require comprehensive and collision coverage. These along with other optional coverage comprise what is referred to as "full coverage auto insurance".

Car Insurance Discounts Available:

It can definitely save you money on your auto policy if you are eligible for any of the discounts available. This is a partial list of discounts that may be offered.

Multi-car discount - If you have more than one auto insured with the same company

College graduate discount - You may qualify if you are a college graduate

Multi-line discount - If you also have a home or RV insured with the company

Defensive driver discount - Age 55 and over can complete approved course

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