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What would you say if you discovered you could pay less for your auto insurance? What if it was super easy to find out whether you could lower the cost? Well, we have good news for you. On this site you can get some great tips AND see how much you can save. Just put your zip in the box provided above, and we will give you quotes that will point you in that direction. There are ways to save money on your automobile insurance. Here are a few suggestions: Keep your driving record clean. It is always cheaper to insure safe drivers. Tickets & "at-fault" accidents raise costs. Get good grades. Usually a "B" average for full-time students will qualify for a discount. Increase deductibles. Raising the amount you pay "out-of-pocket" on a claim will reduce the premium. Remove unneeded coverage. If your car is older, you might not need comprehensive or collision. Take a "safe driver" course. Brushing up on skills may gain a reduced premium. Keep a good credit rating. Lots of insurance companies use this in determining your cost. Three specific areas of auto insurance coverage are required to satisfy Wisconsin's legal requirements. Bodily Injury Liability - $25,000 for death / injury to 1 person $50,000 for death / injury to 2 or more people Property Damage Liability - $10,000 for damage to others' property Uninsured Motorist Bodily Injury - $25,000 for 1 person $50,000 2 or more people Covers your auto's occupants if hit by uninsured or hit-and-run driver. Also covers your family if hit by same while you are a pedestrian. If you find yourself dissatisfied with something concerning your auto insurance, your first step should be to bring it to the attention of the company / agent. However, if the issue is not resolved in a timely manner and to your satisfaction, you may contact: Office of the Commissioner of Insurance P.O. Box 7873 Madison, WI 53707-7873 (608) 266-0103
If an underage young person receives a ticket for operating a motor vehicle while intoxicated, the parents' insurance rates can triple or even be nonrenewed. This is a very serious offense. Of nineteen insurance companies surveyed, sixteen of them said even if a minor had NOT been driving but received a citation for underage drinking, it would adversely affect the parents' insurance. That means the policy could be canceled, charged a surcharge, not renewed, or possibly renewed at a higher non-standard rate. Our hope is that you have gained important information that will help you make wise decisions where your auto insurance is concerned. Your next step is to input your zip code in the box above, if you have not already done so. That will allow us to provide the quotes we promised. Then you can choose a policy that will save you money! |
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