Check The Minimum
Auto Insurance Coverage
Required by Your State.
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Check The Minimum |
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Auto Insurance Terms Of Coverage Providing Cheap Auto Insurance Information & Resources |
Auto insurance requirements vary from state to state. Some states have no fault insurance laws while others do not. The figures given below are the minimum amount of insurance coverage that each auto must have to be legally operated on the roads of that state. The coverage is presented as three numbers separated by slashes such as 20/40/20. The first two numbers (20/40 in this example) refer to the amount of personal injury coverage per accident as 20,000 per person injured and 40,000 maximum per accident. That means that if three people were injured in an accident that was your fault and each had 20,000 in injuries, only the first two to file would be paid and the third party would probably file a lawsuit against you for their injury expenses.
The final figure refers to the total amount paid for property damage which in this example is 20,000. With the higher prices of automobiles today and the cost of medical care, you would be wise to increase coverage above the low "state required" coverage. Find your state below
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