Use the zip code form above to get cheap MT auto insurance, for less than you'd thought possible. It definitely pays to shop around when it comes to cheap MT auto insurance, don't you agree? Saving you money with Cheap Auto Insurance Montana is our goal. The sites below are of interest to and are provided as a convenience for state drivers/residents. The Cheapest Insurance in Montana can now be yours, quickly and easily.
In Montana the amount of state minimum auto insurance coverage every driver is required to have is 25/50/10. This means you need up to $50,000 in personal injury protection for an entire claim and a $25,000 limit per individual. The last number is the most commonly used in a claim and it is for $10,000 in property damage coverage. Just remember that while liability coverage is the lowest cost auto insurance in Montana it is in place to protect other drivers against damages you are found at fault for. But it doesn't apply to any damages to your vehicle so you may want to include added protection such as collision coverage.
Additional Montana Resources
Montana Commissioner of Securities and Insurance
Montana Department of Transportation
Montana Motor Vehicle Division
Official State of Montana Website
Insurance providers recommend that motorists in Montana carry more than the required minimum amount of liability coverage. Opting for a policy that only includes MT state requirements may help drivers get the best premiums. However, Montana uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver found to be at fault is responsible for paying all of the costs incurred. The Montana state required minimum liability coverage does provide some protection for drivers, but people who cause an accident will have to pay out of their own pockets for damages that exceed their policy limits.
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