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New Mexico Auto Insurance

Saving money on auto insurance in New Mexico has never been easier. With the ability to get/compare instant quotes, you can now find and buy New Mexico auto insurance with lower rates in less time than ever before. Cheap insurance coverage available from Santa Fe to Albuquerque, Clovis to Farmington, Las Cruces to Roswell and all across the state of New Mexico. Whether you need full coverage or the minimum liability insurance as required by law, comparing instant online quotes can help you get the cheapest insurance rates possible.

The State of New Mexico requires drivers to purchase an auto insurance policy that will pay at least $25,000 if one person is injured in an at-fault collision. NM motorists must also carry at least $50,000 in insurance to cover multiple people injured in a single accident. In addition, drivers in the state must have at least $10,000 worth of property damage coverage. This is commonly referred to as 25/50/10 coverage.

Additional New Mexico Resources

New Mexico Insurance Division
New Mexico Department of Transportation
New Mexico Motor Vehicle Division
New Mexico Department of Public Safety
Official State of New Mexico Website

Insurance providers recommend that drivers in New Mexico carry more than the required minimum amount of liability coverage. Opting for a policy that only includes state requirements may help drivers get the best premiums. However, New Mexico uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault is responsible for paying all of the costs incurred. The state minimum required amount of liability coverage does provide some protection for motorists, but drivers who cause accidents will have to pay out of their own pockets for damage that goes over their policy limits.

Office of Superintendent of Insurance
1120 Paseo de Peralta
P.O. Box 1269
Santa Fe, NM 87504-1269
(505) 827-4601

Interesting Facts: Their stated mission is "The New Mexico Insurance Division (NMID) is responsible for regulating the business of insurance in accordance with the New Mexico Insurance Code." They include on their site an archive of bulletins that reaches back to 1997. They also provide downloadable news stories related to Insurance in New Mexico. They also make available the Insurance Rules and Bulletins which covers rules and regulations governing insurance in New Mexico. The problem of insurance fraud has a large informative section that educates and enlightens the consumer regarding the second most costly white collar crime in America and explains the role of the New Mexico Insurance Fraud Bureau. The Insurance Investigation Bureau is also explained along with a complaint form and extensive FAQ section. A very informative site for insurance in New Mexico.

new mexico auto insurance
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New Mexico Motor Vehicle Division
P.O. Box 1028, Joseph Montoya Bldg
Santa Fe, NM 87504
888-MVD-INFO (toll free)

Interesting Facts:The New Mexico Motor Vehicle Division website features the new license tags for the state as well as the many types of vanity plates available to car owners in the state. The new drivers licenses are displayed along with explanations of their new enhancments. Download motor vehicle documents and brochures such as the New Mexico Drivers Manual, Vehicle Manual, Acceptable Identification Document List and the International Registration Plan (IRP) Manual. Renew your vehicle registration online or by phone and explore their FAQ section to learn more about many topics relating to motor vehicles in New Mexico. They also provide a link to help discover if the organ donation program is something you would like to participate in. A fairly useful site.

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