Why not pay less with cheap auto insurance in Orlando FL? Too many people are throwing away their hard-earned money on high premiums for their Orlando car insurance. Well, you don't have to be one of them! Enter your zip code in the form and we will provide you with the opportunity to get quotes from targeted low cost car insurance providers. Then you can compare those quotes, and make a wise decision. You won't need to drive all over town or spend lots of time on the phone going from one auto insurance agency in Orlando to another. Just sit back and let us get the quotes for you!
In Florida, you are required to carry $10,000 minimum of Personal Injury Protection (PIP) and $10,000 of Property Damage Liability coverage.
PIP will cover you in an accident no matter whose fault the accident is. PIP pays ...
(a) 80% of your reasonable medical expenses,
(b) up to $5,000 death benefit,
(c) reasonable expenses for replacement services such as housework and child care, and
(d) 60% of lost wages.
Property Damage Liability coverage pays for ...
(a) other people's property damage caused by you or the driver of your vehicle, and
(b) property such as vehicles, buildings, fences, utility poles, etc.
While Bodily Injury Liability coverage is NOT required, it is highly recommended.
Florida's Financial Responsibility law mandates that drivers who have been convicted of certain traffic violations or who are involved in an accident and can't pay for damages, or are uninsured, must carry even more insurance coverage than the minimum amounts mentioned above. If a person has demonstrated financial irresponsibility after a previous accident, that person may be required to carry Bodily Injury Liability coverage, even though it is not a regular state requirement.
* * Take an accident prevention course.
* * Drop comprehensive coverage on older autos.
* * Do not buy a car that thieves often steal.
* * Maintain a good credit history.
* * Increase your deductibles.
* * Remove any risky drivers from your policy.
* * If retired, remove lost wages coverage.
* * Don't pay monthly. Pay quarterly, semi-annually, or annually.
* * Buy a car with safety features, like an alarm system or steering wheel lock.
History has clearly shown that drivers who have certain characteristics are much more likely to be involved in an accident.
So naturally, drivers who have those particular characteristics are charged higher insurance rates.
While you may NOT be able to control your gender or age, you most certainly can take responsibility for your driving record and for the type of vehicle you choose to drive.
Activity that takes your eyes off the road when you are driving is considered a distraction. If that activity takes your hands off the wheel and/or interrupts your concentration, the risk of you crashing increases.
In 2008, more than a half million people were injured and nearly 6,000 died as the result of crashes which involved a distracted driver.
Fact - Using a cell phone while driving reduces your brain activity associated with driving by 37%.
Fact - It is 4 times more likely that a driver who is using a hand-held device while driving will be in a crash that injures them.
(1) Immediately call the police
(2) Get the other driver(s)' information, such as
name, address, drivers license number, tag number, insurance company and policy number
(3) Note the details: date, time, location, road conditions, damage and injuries
(4) Draw an accurate diagram
(5) Take photos of all damage
(6) Get witnesses' information
(7) Notify your insurance company ASAP
Thanks for stopping by our site. We encourage you to get all the knowledge you can about automobile insurance. Then you can make a wise decision. Enter your zip code in the box above to get the quotes you need. Don't settle for anything less than the best rate available from a major car insurance company in Orlando.
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