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Odds are you're visiting our site because you are looking for the cheapest auto insurance you can get in Philadelphia. Well, you've come to the right place! Don't waste money by paying high insurance premiums! We can help you find the best auto insurance pricing! Enter your zip code in the box above, and we'll give you quotes from multiple carriers who offer cheap auto insurance in Philadelphia. Don't spend time on the phone with various agents. Sit back and relax. We'll get the quotes for you! In Philadelphia, drivers must purchase and maintain car insurance in order to legally drive. Under Pennsylvania law this is referred to as maintaining “financial responsibility” on your vehicles. If you are stopped for a violation and it is determined that you are operating your vehicle without insurance, the following penalties and expenses could be levied against you: - A minimum of $300 fine for driving uninsured - A 3-month suspension of your vehicle registration - A 3-month suspension of your driver’s license - Fees to restore your vehicle registration - Fees to restore your driver’s license - Vehicle impoundment If your vehicle registration is suspended, NO ONE may operate the vehicle! (1) Medical Benefits — This coverage will pay medical bills for you and others covered by your policy, no matter whose fault an accident is. The minimum allowed by law is $5,000 of coverage. Higher limits are available, however. (2) Bodily Injury Liability — If you injure someone in an auto accident, this coverage will pay their medical and rehab expenses and any damages for which you are liable. The minimum amount is $15,000 for injuries to one person, and $30,000 as the total for one accident. (3) Property Damage Liability — If you damage another person's property in an accident and you are at fault, this coverage will pay for it. The minimum amount of coverage required by law is $5,000. ( Some companies offer a single amount of $35,000 which meets the bodily injury and the property damage liability minimum requirements.) (4) Limited or Full Tort — You can decide whether to have full or limited tort coverage. Limited tort coverage gives you a savings on your premiums. You are allowed to recover all out-of-pocket medical and other expenses; but you are not able to recover certain kinds of damages - such as payments for pain and suffering - unless the injuries meet one of the exceptions to limited tort, outlined by law. If you select full tort coverage, you retain unrestricted rights to file suit against the negligent party. (a) Funeral Benefit — This coverage will pay money for funeral expenses, up to a certain amount, if you or a family member dies as the result of an auto accident. (b) Income Loss — This coverage will pay a portion of your lost wages if injuries sustained in a car accident keep you from working. (c) Extraordinary Medical Benefits — This coverage will pay for medical and rehab expenses that exceed $100,000. It provides for a maximum of $1 million coverage. (d) Collision — This benefit will pay to repair damage to your vehicle as the result of an accident. Most lenders require you to buy this type of coverage to receive an auto loan. Under Pennsylvania law, the insurance company automatically applies a $500 deductible unless you request a lower amount. The higher your deductible, the lower your premium will be. (e) Comprehensive — This coverage will pay for theft or damage to your auto from hazards including fire, flood, vandalism or hitting an animal. Most lenders require you to buy this coverage to get an auto loan. You can choose from various amounts for your deductible. (a) Where you live - The road conditions in your area, as well as vehicle density, population, amount of accidents and claims, and repair rates all "figure-in" to your total premium rate. (b) Your driving record - By far, this affects your premium rates the most. At-fault accidents and convictions for moving violations within the 3-year period leading up to your application or renewal greatly affect your cost. (c) Vehicle use - The more you use your vehicle, the higher your premium will be. If you only use your vehicle rarely, you will pay less than if you drive to work 20 miles each day. (d) Type of vehicle - The style of vehicle, likelihood of theft, and cost of repair/replacement will all affect your premium. A sports car will definitely raise your rate more than a family car.
Save Money on Auto Insurance: * * Don't buy a car that thieves tend to steal * * Remove any risky drivers from your policy * * Increase your deductibles * * Pay annually, semi-annually, or quarterly... not monthly * * Buy a car with safety features, or add safety features like a steering wheel lock or an alarm system Consider not only the quote they give you, but also their customer service and record for handling claims. Look online for reviews to see how they've treated their policyholders in the past. Don't make the mistake of finding out AFTER you've taken their policy. Additionally, never assume that you will get the best insurance rate from the same company that insures your home or RV. A "multi-line discount" may or may not be beneficial for you. Thanks for stopping by our site. As a consumer, arm yourself with knowledge about auto insurance, so you can make a wise decision. Enter your zip code in the box above to obtain the quotes you need, then purchase a policy that's right for you! If you prefer, you can check with local agents for quotes for car insurance in Philadelphia. Some agents are listed below for your convenience. |
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923 S 8th St Philadelphia, PA 19147 215-627-0144 GANNON COYNE 11685 Bustleton Ave Philadelphia, PA 19116 215-671-0100 DANIEL CHARLES KEANE 7944 Frankford Ave Philadelphia, PA 19136 215-331-6400 BRIAN J SHEEHAN 6529 Rising Sun Ave Philadelphia, PA 19111 215-742-5058 JAMES J LUNING 2761 Orthodox St Philadelphia, PA 19137 215-289-2780 M LEONARD TORRENCE 4554 Rising Sun Ave Philadelphia, PA 19140 215-457-2911 GLEN SOSNADER 6135 Woodland Ave Philadelphia, PA 19142 215-730-0777 TIMOTHY P WADE 227 W Lehigh Ave Philadelphia, PA 19133 215-291-8182 LARRY LEWIS 4548 Market St Philadelphia, PA 19139 215-243-4110 BENE ROCCO 2243 S Lambert St Philadelphia, PA 19145 215-389-2080 GANNON INSURANCE 124 N 9th St Philadelphia, PA 19107 215-629-1566 MARAT IOSHPA 8420 Bustleton Ave Philadelphia, PA 19152 215-305-5555 JOSEPH M WADE 3212 W Cheltenham Ave Philadelphia, PA 19150 215-247-2900 CHRIS BORN 1421 W Susquehanna Ave Philadelphia, PA 19121 215-268-7726 CHRISTA BEAN 221 E Girard Ave #1 Philadelphia, PA 19125 215-291-1300 |
1716 E Passyunk Ave Philadelphia, PA 19148 215-271-4000 JEFF GOTTESMAN 9551 Bustleton Ave Philadelphia, PA 19115 215-725-1000 JANET HEIERBACHER 9910 Frankford Ave Suite 210 Philadelphia, PA 19114 215-824-0600 XIN HU 2020 Cottman Ave Philadelphia, PA 19149 215-728-6333 FRANCIS FROIO 212 Fairmount Ave Philadelphia, PA 19123 215-925-6700 DANIEL J O'MARA 2644 E Tioga St Philadelphia, PA 19134 215-425-6161 J.T. MELVIN 4752 N Broad St Philadelphia, PA 19141 215-329-8211 THE CLEMENTO GROUP 15 W Highland Ave Suite D Philadelphia, PA 19118 866--312-2536 DREW W REVAK 11700 Academy Rd Philadelphia, PA 19154 215-824-4663 JIM DALY 7148 Frankford Ave Philadelphia, PA 19135 215-333-5400 RICHARD W. CORDING 7101 Ridge Ave Philadelphia, PA 19128 215-487-0733 STEVEN T DORSEY 6624 Germantown Ave Suite A Philadelphia, PA 19119 215-713-2886 WILLIE MANLEY 6000 N Broad St Suite 8 Philadelphia, PA 19141 215-927-1490 DANIEL J MCGINLEY 753 W 35th St Philadelphia, PA 19124 215-533-5600 ANTHONY AMEN 6701 Haverford Ave Philadelphia, PA 19151 215-764-5981 |
12040 Bustleton Ave Philadelphia, PA 19116 215-464-4300 SERGEY TSVILIKHOVSKIY 8509 Bustleton Ave Philadelphia, PA 19152 215) 342-4422 THOMAS MEEHL 2830 Cottman Ave Philadelphia, PA 19149 215-624-7600 ANTHONY CLEMENTO 15 W Highland Ave Philadelphia, PA 19118 215-242-6100 JORGE FLORES 5719 Rising Sun Ave Philadelphia, PA 19120 215-342-2210 THOMAS LACROIX 2391 Orthodox St Philadelphia, PA 19137 215-744-9550 SALVATORE FINAZZO 2645 E Lehigh Ave Philadelphia, PA 19125 215-426-5600 MICHAEL PHILLIPS 2507 S Broad St Philadelphia, PA 19148 215-271-8980 JAMES MATIKA 128 Lombard St Philadelphia, PA 19147 215-413-5800 RACHEL YUSTER 209 N 3rd St Philadelphia, PA 19106 215-291-1300 THOMAS STEPHENSON 2001 Walnut St Philadelphia, PA 19103 215-564-6336 DERRICK ZHANG 128 N 10th St Philadelphia, PA 19107 215-238-9849 ALLAN IORI 7944 Frankford Ave Philadelphia, PA 19136 215-331-6400 JOSEPH DEFINIS 6154 Ridge Ave Philadelphia, PA 19128 215-483-4040 SHAUNA HOPKINS 3948 Chestnut St Philadelphia, PA 19104 215-222-6100 |
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