CHEAP CALIFORNIA AUTO INSURANCE

Cheap Sacramento Auto Insurance

Cheap Car Insurance in Sacramento





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CA Required Coverage


All California drivers and vehicle owners must have at least the statutory limits of minimum liability insurance or have an approved alternative way to pay for injury or property damage they may cause in an accident. The minimum limits of liability insurance required by law in California are as follows:

Bodily Injury Liability
$15,000 for death or injury of any one person, in any one accident.
$30,000 for all people in any one accident.

Property Damage Liability
$5,000 for any one accident.






Financial Responsibility Laws


The 4 ways to accomplish financial responsibility:

(1) Coverage by an automobile or motor vehicle liability insurance policy;
(2) A cash deposit of $35,000 with the DMV;
(3) A certificate of self-insurance issued by DMV to owners who have fleets of more than 25 vehicles; or
(4) A surety bond for $35,000 which can be obtained from an insurance company licensed to do business in California.

You must show proof of financial responsibility if:
(a) You have an accident;
(b) You are asked for it by a law enforcement officer;
(c) You register your car or renew the registration;
(d) You get your car inspected





Did You Know?

In 2015, there were 10,257 auto thefts reported in the Sacramento, Arden-Arcade, Roseville metropolitan area making it 24th nationwide for auto thefts per capita. This figure is provided by the NICB (National Insurance Crime Bureau.). If your location and/or vehicle model put you at a greater risk for theft, you may have trouble finding low-cost car insurance. Protection against loss by theft is not covered by basic liability insurance. Comprehensive coverage must be carried to be protected against loss/damage by theft.

To help prevent your car from becoming a thief's target, follow these steps ...

(a)  LOCK your vehicle
(b)  TAKE your keys
(c)  CLOSE the windows and sunroof
(d)  TURN OFF car when unattended





Save Money on Auto Insurance:


* * Don't buy a car that thieves tend to steal

* * Increase your deductibles

* * Pay annually, semi-annually,
or quarterly... not monthly

* * Remove any risky drivers from your policy

* * Buy a car with safety features, or add safety features like a steering wheel lock or an alarm system




California's Low Cost Auto Insurance Program:


This program is designed to reduce the large number of uninsured drivers. It provides good drivers who have low incomes with an affordable auto insurance option that satisfies California's financial responsibility laws. The program is available to qualified individuals living in eligible counties.

The qualifications are based primarily upon:

* Good driving record
* Household income
* Vehicle value at time of purchase

To find out more about the program and see if you are eligible call:

California Low Cost Automobile Insurance Program
(866) 60-AUTO-1





How "Points" Affect Premiums


Moving violations like running a red light/stop sign, unsafe lane changes, illegal U-turns, and speeding cause "points" to be added to your driving record.

In California, a Class C driver's license can be revoked or suspended if the driver gets 4 or more points in 12 months; or 6 points in 24 months; or 8 points in 36 months.

A minor under the age of 18 may receive a 30-day restriction for getting 2 points in 12 months. The minor's license may be suspended for 3 points in 12 months.


Insurance companies regularly review drivers' records, and your premium may increase if you get a certain number of points.





When Choosing an Auto Insurance Company


Consider not only the quote they give you, but also their customer service and record for handling claims.

Check out reviews to see how they've treated their policyholders in the past. Don't make the mistake of finding out AFTER you've taken their policy.

Additionally, never assume that you will get the best insurance rate from the same company where your home or RV is insured.

A "multi-line discount" may not benefit you.




Thanks for dropping by our site.

As a wise consumer, arm yourself with knowledge about auto insurance, then you can make a wise decision.

Enter your zip code in the box above to obtain the quotes you need, then purchase a policy that's right for you!







Auto Insurance Agents In Sacramento CA:
TRITON INSURANCE
2332 Auburn Blvd
Sacramento, CA 95821
916-485-1705

BERTOLINO AGENCY
2985 Fulton Ave
Sacramento, CA 95821
916-384-9621

LETICIA HERNANDEZ
4700 Duckhorn Dr
Sacramento, CA 95834
916-929-4600

DAVID KNOWLES
2621 Marconi Ave
Sacramento, CA 95821
916-212-8245

HARLAN MAITA
7311 Greenhaven Dr
Sacramento, CA 95831
916-391-3897

SEAN TIMMONS
7311 Greenhaven Dr
Sacramento, CA 95831
916-604-4526

EUGENE YATES
2100 Watt Ave
Sacramento, CA 95825
916-488-4918

BRUCE GOODMAN
7600 Greenhaven Dr
Sacramento, CA 95831
916-428-7370

NGUYEN INSURANCE
7309 Stockton Blvd
Sacramento, CA 95823
916-394-1500

FORESTER INSURANCE
6680 Valley Hi Dr
Sacramento, CA 95823
916-405-8853

GREG JUNG
9527 Folsom Blvd
Sacramento, CA 95827
916-368-8880

GORDON KELLY
5500 Madison Ave
Sacramento, CA 95841
916-334-5466

JORDAN BECK
5457 Diablo Dr
Sacramento, CA 95842
916-344-6000

IMANUEL PANDEIROTH
5415 Oberlin Dr
Sacramento, CA 95815
916-335-5692

BOLT SERVICES
2979 Fulton Ave
Sacramento, CA 95821
916-550-5335

PATHLIGHT
3550 Watt Ave
Sacramento, CA 95821
916-983-1082

FRANK GRAHAM
4700 Duckhorn Dr
Sacramento, CA 95834
916-606-4303

BOB SPEARS
3110 Fulton Avenue
Sacramento, CA 95821
916-482-9227

GOLDENBEST INSURANCE
6830 Stockton Blvd
Sacramento, CA 95823
916-247-4833

KENT STERNBERG
5644 Folsom Blvd
Sacramento, CA 95819
916-452-5252

BRYAN MURPHY
4135 Northgate Blvd
Sacramento, CA 95834
916-564-7000

DREW LONG
2335 American River Dr
Sacramento, CA 95825
916-979-1090

PULLO SAMBA
4700 Duckhorn Dr
Sacramento, CA 95834
916-295-3585

TITAN INSURANCE
2440 Fulton Ave
Sacramento, CA 95825
916-974-6800










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