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Cheap Car Insurance Salt Lake City




Take a few minutes to see if you can save money with cheap car insurance in Salt Lake City.

Without knowing it, you could be throwing money away on automobile insurance premiums.

Put your zip code in the box above, and we'll provide rate quotes for you to take a look at and compare.




C.L.U.E.


Maybe you've never heard of C.L.U.E. It stands for Comprehensive Loss Underwriting Exchange.

It is a database containing a history of insurance claims. The system was created by ChoicePoint, and it allows insurance companies to find information about claims when the company is trying to underwrite a policy or rate a policy.

For example, a C.L.U.E. report would contain such information as the date and type of loss, amounts paid out for the claim, the person's name, birthdate, and policy number, among other things.

The information kept in the database is up to five years of personal property claims history.




Teen Drivers


Generally, a person under the age of 25 can expect to pay higher premiums for auto insurance because of the past history of claims in that age group.

Sadly, about one-third of the people who die between the ages of 16 and 20 do so from being involved in a motor vehicle accident.

It is wise for parents of teens to lay down some ground rules for driving. A few of those rules might include:

- Limit the miles driven weekly to a set amount

- Limit the number of people allowed in the car when your teen drives

- Set the hours during which the teen can drive





Business Use

If you use your vehicle for purposes such as the following, you may need a commercial auto insurance policy rather than a personal auto policy.

- Pizza Delivery
- Snowplowing Service
- Newspaper Delivery
- Realtor
- Daycare Purposes
- Church Van Service
- Door-to-Door Sales






Preventing Auto Theft


You, as the owner of a vehicle, can do much to help prevent your vehicle from becoming a theft statistic. The following are advised methods:

(1) Always take your keys, and lock the doors when exiting your vehicle.

(2) Never leave the car unattended with the motor running for any reason.

(3) Always roll up windows and close sunroof when leaving vehicle.

(4) Use steering wheel locks, bars, or auto alarms.

(5) Install a tracking device.

The Salt Lake City, UT Metropolitan Statistical Area had approximately 6,282 reported car thefts in 2015 ranking it 11th nationally in most stolen vehicles per capita according to information from the National Insurance Crime Bureau (nicb.org). Auto theft is a major problem. Protection against loss by theft is not covered by basic liability insurance. Comprehensive coverage must be purchased for protection against loss/damage by theft.




If You Have An Accident:


There are some things you should do if you are ever involved in an auto accident. If possible, you should remember to:

(a) remain calm
(b) call the police
(c) get the other driver's name, address, phone number, insurance company name, policy number, tag number, and drivers license number
(d) get witnesses' names, addresses, and phone numbers
(e) document the date, time, and weather conditions
(f) take photos of vehicles, any damage areas, and anyone who claims to be hurt

These steps can help provide documentation that you may need later to document your claim.




We want to help you find the best insurance policy for your money. Use the the zip code form we provide above to get quotes from companies offering discounted rates. Then make a quality decision of which one works best for you.







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