CHEAP CAR INSURANCE in CALIFORNIA

Cheap San Bernadino Auto Insurance

Cheap Car Insurance in San Bernadino





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Have you wondered if you are paying too much for your automobile insurance in San Bernadino CA? We can certainly help you find the answer to that question.

So many consumers are throwing away their money by paying higher premiums than necessary for their San Bernadio automobile insurance. Let us help you get the best insurance rates possible.

Input your zip code above, and we can then provide you with quotes from several insurers. Compare the quotes.




California Motor Vehicle Report
+ Your Insurance Rate


Your motor vehicle report will be requested from the Department of Motor Vehicles whenever you apply for automobile insurance. The insurance company will then receive the record that contains your driving information such as any accidents in which you have been involved, any traffic violations, and any suspensions of your license.

An MVR report will be requested for every person who will be insured on your policy as a driver. You MUST disclose all of the above-mentioned incidents to the insurance company when you apply.




Auto Insurance Explained


Owning or using a motor vehicle brings certain obligations and risks. Insurance is one way to help pay for those obligations.

An insurance policy is basically a contract between an insurance company and an individual. The company is agreeing to provide coverage for the individual in exchange for a specific amount of money that is called a premium.

The coverage means that the company is obligating itself to pay specific sums of money for covered expenses and legal liabilities for which you may become responsible. The policy will specify the terms.

Not having sufficient amounts of insurance coverage can produce devastating results. A person's assets can be lost in some cases. Therefore, it is wise to carry proper amounts of insurance.





California Car Insurance Rates

California has a premium rating law which states that every insurance company licensed in the state is authorized to calculate the rates it charges to consumers based on the company's history of expenses and losses in providing insurance coverage.

Therefore, the rate that one company charges may vary widely from the rate that another company charges for the same coverage. It all depends on the past experience of each separate company.

That is why it is highly recommended that each consumer check with various car insurance companies in San Bernadino before deciding on which policy to purchase.





Minimum Coverage Allowed


In California, drivers are required to carry liability insurance. Minimum amounts allowed are:

* $15,000 payment for injury/death to 1 person

* $30,000 payment for injury/death to 2 or more people in any one accident

* $5,000 payment for damage to another's property




Points + Premiums


"Points" are added to a person's driving record in California for moving traffic violations such as making an unsafe lane change, speeding, makind an illegal U-turn, and running a stop sign or red light.

If a young person under the age of 18 gets 2 points added to his driving record in 12 months, he can get a 30-day restriction. If he gets 3 points in 12 months, the minor's license can be suspended.

A Class C driver's license can be suspended or even revoked if that driver has 4 points or more added to his driving record in a 12 month period. Or if he has 6 points added in 24 months, the same thing can happen. Likewise, if 8 points are added in 36 months, suspension or revocation can occur.

Even if a person's license doesn't get suspended, premiums can be raised as the result of points added to a driving record. Insurance companies periodically check driving records for issues like added points.




Auto Insurance Agents In San Bernadino:


FREEWAY INSURANCE
270 E Baseline St
San Bernardino, CA 92410
909-222-1882

RUBEN VASQUEZ
1911 Commercenter E
San Bernardino, CA 92408
909-890-2424

SKALA INSURANCE
4214 N Sierra Way
San Bernardino, CA 92407
909-883-8861

ADRIANA'S INSURANCE
290 W Orange Show Rd
San Bernardino, CA 92408
909-723-1900

PATRICIA CISNEROS
1434 Taraval St
San Bernardino, CA 92404
909-777-0060

PATRICIA DOAKES
357 W 2nd St
San Bernardino, CA 92401
909-888-9200

WILLIAM WESTENBERGER
459 W 79th St
San Bernardino, CA 92404
909-886-8528

TITAN INSURANCE
420 E Hospitality Lane
San Bernardino, CA 92408
909-708-4791

DRIVETYME INSURANCE
457 N D St
San Bernardino, CA 92401
888-474-1772

ALICE'S AUTO
1583 W Base Line St
San Bernardino, CA 92411
909-884-3961

CHECKERS INSURANCE
784 N Waterman Ave
San Bernardino, CA 92410
909-824-6500

PRIMAS INSURANCE
1435 N Waterman Ave
San Bernardino, CA 92404
909-889-3354

SALAZAR INSURANCE
1819 N D St
San Bernardino, CA 92405
909-882-6265

DOUGLAS DUBOIS
1434 Taraval St
San Bernardino, CA 92401
909-384-8308

ALLIANT INSURANCE
2131 Elks Dr
San Bernardino, CA 92404
909-886-4291

JASON REYES
974 Kendall Dr
San Bernardino, CA 92407
909-881-7360

ENRIQUE CERVANTES
2172 Belle St
San Bernardino, CA 92404
909-881-2626

WENDY MILLER
1911 Commercenter E
San Bernardino, CA 92408
909-388-9266

JOHN KEEN
2627 S Waterman Ave
San Bernardino, CA 92408
909-825-4161

ACTIVE AMERICA
3972 N Waterman Ave
San Bernardino, CA 92404
909-266-9703



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