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Are you paying more than necessary for car insurance in Santa Ana? Unless you have recent quotes from various companies, chances are you could be paying more than you need to for your coverage. Put your zip code in the box above, and get started on the quotes you'll need to determine if you could be saving money on auto insurance in Santa Ana. Insurance is a way to help pay for certain kinds of obligations and/or financial losses that come through owning or using a motor vehicle. It is technically a contract for which you pay an amount of money to obtain coverage. The amount of money you pay is called a premium. It is paid to the insurance company that agrees to provide your automobile's coverage. In exchange for you paying the premium, the company obligates itself to pay certain amounts of money for detailed expenses and/or legal liabilities in your behalf, based on the specific terms of your insurance policy. If you should be involved in an automobile accident, having proper and adequate insurance coverage can help you avoid a huge financial loss. The law in California requires that certain minimum coverage amounts of liability insurance be carried on all private passenger vehicles in the state. Liability insurance will help pay another person for damages or injury that is inflicted on them or their property in an auto accident. It does not cover damages or injury to the policyholder himself. Required amounts of liability coverage in California are: - $15,000 for injury/death to any 1 person - $30,000 for injury/death to more than 1 person in an accident - $5,000 for damage to another person's property If you cannot afford liability insurance, you could potentially be eligible for the California Low Cost Automobile Insurance Program. You can find further information by calling 1-800-602-8861.
There is a low cost automobile insurance program in the state of California for certain individuals who qualify. It allows them to buy reduced limit, low cost liability insurance coverage. It is called the California Low Cost Automobile Insurance Program, or CLCAIP. This is a pilot program that helps qualified persons meet the requirement of the financial responsibility laws in California. These types of policies are available in the counties of Los Angeles and San Francisco for those individuals who qualify. These are the criteria: Vehicle Purchase Value, Driving Record (violations and accidents,) and Household Income. The program is administered by the California Automobile Assigned Risk Plan. Proposition 103 was made law in November, 1988. It grants certain consumer protections that relate to buying and maintaining vehicle insurance. One of the provisions of Prop. 103 declares a legal definition for the term "Good Driver." A Good Driver is anybody who has had a driver's license for at least 3 years in a row, but doesn't have more than 1 point on their driving record. There are some major violations that can stay for a period of 7 years. That would include, for example, Driving Under the Influence (DUI.) It is required for every auto insurance company, who is licensed in California, to offer Good Driver coverage. They cannot refuse coverage to anyone who qualifies as a Good Driver. Rates for a Good Driver are required to be at least 20% lower than other rates at that company. We trust that you have benefitted from the information you have found here on our site. As a wise consumer, you should get as much information as you can about auto insurance, so you can make the best decision concerning your coverage. Use the resource we have provided for you here... Enter your zip code in the box above to get the quotes you are going to need. Then you can purchase the policy that's right for you! |
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798 S. Harbor Blvd Santa Ana, CA 92704 714-439-3488 HECTOR GONZALEZ 1327 N Main St Santa Ana, CA 92701 714-486-6163 SARINYA SAKSUDHIYAKOM 3621 S Harbor Blvd Santa Ana, CA 92704 626-292-7987 JOSE GASTELUM 2413 S Fairview St Santa Ana, CA 92704 714-557-3344 FIRST AMERICAN 2 First American Way Santa Ana, CA 92707 714-250-3000 AMWINS BROKERAGE 1551 N Tustin Ave Santa Ana, CA 92705 714-541-7140 KOSMOS INSURANCE 1913 E 17th St Santa Ana, CA 92705 714-972-0950 PERFORMANCE PLUS 638 S Harbor Blvd Santa Ana, CA 92704 714-775-2300 EDDIE QUILLARES 415 N. Broadway Santa Ana, CA 92701 562-787-1799 AMMAR INSURANCE 726 S. Main st Santa Ana, CA 92701 714-648-0800 |
726 S Main St Santa Ana, CA 92701 714-547-2400 ASR INSURANCE 1111 N Brodway Santa Ana, CA 92701 714-617-5282 EILEEN FERRUFINO 1418 N Main St Santa Ana, CA 92701 714-225-4444 JESUS PACHECO 828 N Bristol St Santa Ana, CA 92703 714-542-3585 UNIVERSAL INSURANCE 1208 E McFadden Ave Santa Ana, CA 92705 714-836-4753 SOUTHERN INSURANCE 1203 E 17th St Santa Ana, CA 92701 714-647-9647 INSURANCEFIRST 2112 N. Main Street Santa Ana, CA 92706 714-602-4277 ROBERT SORENSEN 1535 E 17th St Santa Ana, CA 92705 714-832-4753 SANDY HOCKING 1801 Park Court Pl Santa Ana, CA 92701 714-973-9100 AMITY WEST 1621 E 17th St Santa Ana, CA 92705 714-835-7556 |
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