CHEAP AUTO INSURANCE IN OHIO

Cheap Toledo Auto Insurance

Cheap Car Insurance in Toledo



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Looking for cheap auto insurance in Toledo OH can now be fast and easy. Simply enter your zip code in the box above to begin. Get and compare quotes from cheap auto insurance companies in Toledo that want your business and offer low rates to prove it.

If you are a resident of Toledo, Ohio, you need to know that it is illegal to drive an automobile in the state without insurance on that vehicle or proof of financial responsibility. To meet the state requirement, you must have automobile insurance or get a bond.

The minimum amounts of insurance coverage allowed by law in Ohio are:

$12,500 Bodily Injury Liability Coverage (per person injured in any one accident)

$25,000 Bodily Injury Liability Coverage (for all people injured in any one accident)

$7,500 Property Damage Liability Coverage
(for damage or destruction of others' property in any one accident)




Q & A


(Q) What if I am "at fault" in an accident and I don't have enough insurance to cover another person's injuries or property damage?

(A) You would be legally responsible for the amount above what your insurance company pays. The amount for which you would be responsible could include things like medical costs, legal costs, property repair costs, etc. Your own home and assets could be taken from you to pay for the other person's costs.

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(Q) How can I protect myself from losing my assets in that case?

(A) It would be a good idea to determine the value of your assets, and then acquire enough liability insurance to cover those assets if the need arises.

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(Q) Does my credit rating matter where auto insurance is concerned?

(A) Yes. Many insurance companies use credit information to determine rates. History has shown that people with certain factors are more prone to experience a loss, thereby costing the company more.

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(Q) What credit information do they use?

(A) Specifics such as these are often used...

- Number of credit cards/open credit lines
- Whether home is owned or rented
- Payment history/late payments
- Amount of outstanding debt owed

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TEEN INSURANCE 101


At age 15 1/2  a teenager may get a temporary permit to drive. That permit requires that a licensed driver aged 21 or older must be a passenger in the front seat at all times while the teen is driving. Teens must keep the permit and an ID card with them when driving.

Additionally, teens must complete a drivers education course and pass the Ohio Bureau of Motor Vehicle tests to then be eligible for a probationary license. The probationary license is valid until the teen turns 18.

Teenage drivers have a higher accident rate than any other group of drivers. Because of that, insurance premiums for teens are higher.
- 17% of all crashes involve a teenage driver.
- 15% of all crashes in the US involve teen drivers.

If you are a teenager, you can help lower your insurance rates by:
- Keeping good grades to get a good student discount
- Don't choose a sports car
- Choose a higher deductible on comprehensive and collision coverage.




Discount for Older Drivers
:

If you are between the ages of 60 and 70, you can earn a discount on your auto insurance premium.
The discount can range from 2% to 15%.

In order to qualify for the discount, you must:

- Be in the right age range
- Take an accident prevention course and pass it
- Give your insurance company your course certificate
- Have a good driving record the 3 previous years

The discount you receive will be good for 3 years. At that time, you will need to complete another class and take the test again to renew the discount.




In 2015, there were 1,224 auto thefts reported in the Toledo metropolitan area. This figure is provided by the NICB (National Insurance Crime Bureau.)



Auto Insurance Agents In Toledo:
Walton Insurance
3307 N Holland Sylvania Rd
Toledo, OH 43615
419-725-2886

Mixer & Brown Insurance
5198 N Summit St
Toledo, OH 43611
419-726-3403

D & R Insurance Agency
240 S Reynolds Rd
Toledo, OH 43615
419-535-5600

Martin Vugrinac Insurance
1022 S Reynolds Rd
Toledo, OH 43615
419-389-0533

Ryan Buckenmeyer Insurance
3421 N Holland Sylvania Rd
Toledo, OH 43615
419-841-4446

Florian Insurance Agency
5241 Southwyck Blvd
Toledo, OH 43614
419-867-9110

Westgate Insurance Agency
3450 W Central Ave
Toledo, OH 43606
419-536-2213

Detlef Insurance
833 Woodville Rd
Toledo, OH 43605
419-693-7458

Stoner Johnson Ins.
2330 Airport Hwy
Toledo, OH 43609
419-385-3101

Ellis Insurance
4334 W Central Ave
Toledo, OH 43615
419-578-0823

Khechen Insurance
4841 Monroe St
Toledo, OH 43623
419-474-2000



Allstate Insurance
2224 Centennial Rd
Toledo, OH 43617
419-537-1536

Fuhrop Insurance
4925 Jackman Rd
Toledo, OH 43613
419-472-9405

Powell Insurance
6029 Renaissance Pl
Toledo, OH 43623
419-882-1076

Chuck Bodette
1306 W Sylvania Ave
Toledo, OH 43612
419-478-2400

Fuller & Sons Insurance
5660 Southwyck Blvd
Toledo, OH 43614
419-866-8796

Bradley Hughes
27121 Oakmead Dr #B
Toledo, OH 43606
419-704-1918

Odis W Mcgee III Agy.
4925 Dorr St
Toledo, OH 43615
419-578-2014

House Of Insurance
5801 Telegraph Rd
Toledo, OH 43612
419-476-8436

Vince Davis Insurance
3344 Secor Rd
Toledo, OH 43606
419-244-2904

Mullan Insurance
4221 Lewis Ave
Toledo, OH 43612
419-478-7556

RBI Insurance
3421 N Holland Sylvania
Toledo, OH 43615
419-841-4446










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